56

Track 1 Data

Track 1 Data is the chip-carried copy of magnetic-stripe track 1 as defined by ISO/IEC 7813, minus its start/end sentinels and LRC checksum, which the terminal reconstructs itself rather than reading from the card. It plays the same backward-compatibility role for track 1 that Track 2 Equivalent Data (57) plays for track 2, and the two are related precisely because a terminal reconstructing full legacy magnetic-stripe-equivalent data for a host that still expects it needs both tracks, not just one. This is specifically a Kernel 2 tag, scoped to Mastercard PayPass contactless transactions per the card's own brand data - a reader built for a different kernel won't encounter tag 56 at all, and its absence there isn't a defect, just a different kernel's data model. Because 56 carries the same category of magnetic-stripe-equivalent cardholder data as 57, it deserves exactly the same handling discipline: never logged or displayed in full, and cross-checked against 57's own embedded PAN if the two ever need to be compared for consistency. See EMV Contactless Book C-2.

Interactive decoder

Paste a hex value for this tag to decode it in your browser. Nothing is sent anywhere.

Text (ASCII): TEST/CARDHOLDER

This tag is not a bitmap; the decoder shows a format-based interpretation.

Decoded example

Example value: 544553542F43415244484F4C444552

Related tags

Properties

Tag56
NameTrack 1 Data
FormatAlphanumeric (special)
Lengthvariable
SourceCard (ICC)
Templates70
BooksEMV Contactless Book C-2

Frequently asked questions

What is EMV tag 56?
Track 1 Data is the chip-carried copy of magnetic-stripe track 1 as defined by ISO/IEC 7813, minus its start/end sentinels and LRC checksum, which the terminal reconstructs itself rather than reading from the card. It plays the same backward-compatibility role for track 1 that Track 2 Equivalent Data (57) plays for track 2, and the two are related precisely because a terminal reconstructing full legacy magnetic-stripe-equivalent data for a host that still expects it needs both tracks, not just one. This is specifically a Kernel 2 tag, scoped to Mastercard PayPass contactless transactions per the card's own brand data - a reader built for a different kernel won't encounter tag 56 at all, and its absence there isn't a defect, just a different kernel's data model. Because 56 carries the same category of magnetic-stripe-equivalent cardholder data as 57, it deserves exactly the same handling discipline: never logged or displayed in full, and cross-checked against 57's own embedded PAN if the two ever need to be compared for consistency. See EMV Contactless Book C-2.
What format and length does EMV tag 56 use?
Tag 56 uses the Alphanumeric (special) format and is normally variable long.
Is tag 56 provided by the card or the terminal?
Tag 56 (Track 1 Data) is provided by the Card (ICC).

Sources

  • C-2-Kernel-2-V2.11-Final-June-2023, p. 429

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