9F59
Offline Counter Balance (M/Chip)Offline Counter Balance is the transaction-count equivalent of 9F58's spending-amount tracking: a second, parallel offline transaction counter M/Chip Advance maintains on the card, related to both 9F58 and the further M/Chip-proprietary counter C6. Where 9F58 tracks how much money has accumulated offline against a second ceiling, 9F59 tracks how many transactions have accumulated against a second, independent count limit - the same design principle of maintaining more than one parallel risk counter, applied to transaction count rather than amount. It's a single byte, but a card's own risk-management logic can decline offline specifically because this second counter, not the primary one, has been exhausted, which is exactly the kind of decline reason that looks unexplained from outside M/Chip's own proprietary counter model unless the analysis tooling actually understands 9F58 and 9F59 as a distinct pair from whatever primary counters the core specification already defines. See Mastercard M/Chip Advance Issuer Guide.
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Binary (1): 03
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Decoded example
Example value: 03
Properties
| Tag | 9F59 |
|---|---|
| Name | Offline Counter Balance (M/Chip) |
| Format | Binary |
| Length | 1 bytes |
| Source | Card (ICC) |
| Templates | — |
| Books | Mastercard M/Chip |
Frequently asked questions
- What is EMV tag 9F59?
- Offline Counter Balance is the transaction-count equivalent of 9F58's spending-amount tracking: a second, parallel offline transaction counter M/Chip Advance maintains on the card, related to both 9F58 and the further M/Chip-proprietary counter C6. Where 9F58 tracks how much money has accumulated offline against a second ceiling, 9F59 tracks how many transactions have accumulated against a second, independent count limit - the same design principle of maintaining more than one parallel risk counter, applied to transaction count rather than amount. It's a single byte, but a card's own risk-management logic can decline offline specifically because this second counter, not the primary one, has been exhausted, which is exactly the kind of decline reason that looks unexplained from outside M/Chip's own proprietary counter model unless the analysis tooling actually understands 9F58 and 9F59 as a distinct pair from whatever primary counters the core specification already defines. See Mastercard M/Chip Advance Issuer Guide.
- What format and length does EMV tag 9F59 use?
- Tag 9F59 uses the Binary format and is normally 1 bytes long.
- Is tag 9F59 provided by the card or the terminal?
- Tag 9F59 (Offline Counter Balance (M/Chip)) is provided by the Card (ICC).
Sources
- MChip - Advance Issuer Guide (201710), p. 359
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