9F70

Card Interface and Payment Capabilities

Card Interface and Payment Capabilities is Amex's own Kernel 4 declaration of which interfaces a card supports and how it behaves under delayed authorization - the interface bits in byte 1 (manually keyed entry, physical magnetic stripe, contact EMV, contactless EMV, mobile, and an explicit flag for mag-stripe mode NOT being supported) are conceptually parallel to what Terminal Capabilities (9F33, covered earlier) declares from the terminal's side, but this is the card stating its own interface support rather than the terminal's. Byte 2 is specific to Amex's delayed-authorization model: whether delayed-authorization usage information is present at all, and whether the card is valid for domestic versus international terminals performing delayed contactless authorization - a scenario, transacting offline now with authorization confirmed later, that isn't part of the core EMV specification and is defined entirely within Kernel 4's own transit- and low-value-friendly design. It's genuinely Amex-scoped: defined in EMVCo Book C-4 with brand data explicitly showing no Visa or Mastercard equivalent, related to the Amex-specific Contactless Reader Capabilities (9F6D) and the multi-brand-overloaded 9F6E, both flagged for human review rather than covered in this batch, and to Terminal Type (9F35, covered earlier) for the attended/unattended context that delayed authorization is most relevant to. See EMV Contactless Book C-4.

Interactive decoder

Paste a hex value for this tag to decode it in your browser. Nothing is sent anywhere.

  • B1·b6
    Contact EMV interface supported.
  • B1·b5
    Contactless EMV interface supported.
  • B1·b3
    Mag-stripe mode NOT supported.
  • B2·b8
    Delayed-authorisation usage information present.
  • B2·b7
    Valid at domestic terminals performing delayed contactless authorisation.

Decoded example

Example value: 34C0

  • B1·b6Contact EMV interface supported.
  • B1·b5Contactless EMV interface supported.
  • B1·b3Mag-stripe mode NOT supported.
  • B2·b8Delayed-authorisation usage information present.
  • B2·b7Valid at domestic terminals performing delayed contactless authorisation.

Related tags

Properties

Tag9F70
NameCard Interface and Payment Capabilities
FormatBinary
Length2 bytes
SourceCard (ICC)
Templates
BooksEMV Contactless Book C-4

Bit-by-bit breakdown

ByteBitMeaning
18Manually keyed data entry supported (PAN typed/embossed).
17Physical magnetic stripe supported.
16Contact EMV interface supported.
15Contactless EMV interface supported.
14Mobile interface supported.
13Mag-stripe mode NOT supported.
12RFU (reserved).
RFU
11RFU (reserved).
RFU
28Delayed-authorisation usage information present.
27Valid at domestic terminals performing delayed contactless authorisation.
26Valid at international terminals performing delayed contactless authorisation.
25RFU (reserved).
RFU
24RFU (reserved).
RFU
23RFU (reserved).
RFU
22RFU (reserved).
RFU
21RFU (reserved).
RFU

Frequently asked questions

What is EMV tag 9F70?
Card Interface and Payment Capabilities is Amex's own Kernel 4 declaration of which interfaces a card supports and how it behaves under delayed authorization - the interface bits in byte 1 (manually keyed entry, physical magnetic stripe, contact EMV, contactless EMV, mobile, and an explicit flag for mag-stripe mode NOT being supported) are conceptually parallel to what Terminal Capabilities (9F33, covered earlier) declares from the terminal's side, but this is the card stating its own interface support rather than the terminal's. Byte 2 is specific to Amex's delayed-authorization model: whether delayed-authorization usage information is present at all, and whether the card is valid for domestic versus international terminals performing delayed contactless authorization - a scenario, transacting offline now with authorization confirmed later, that isn't part of the core EMV specification and is defined entirely within Kernel 4's own transit- and low-value-friendly design. It's genuinely Amex-scoped: defined in EMVCo Book C-4 with brand data explicitly showing no Visa or Mastercard equivalent, related to the Amex-specific Contactless Reader Capabilities (9F6D) and the multi-brand-overloaded 9F6E, both flagged for human review rather than covered in this batch, and to Terminal Type (9F35, covered earlier) for the attended/unattended context that delayed authorization is most relevant to. See EMV Contactless Book C-4.
What format and length does EMV tag 9F70 use?
Tag 9F70 uses the Binary format and is normally 2 bytes long.
Is tag 9F70 provided by the card or the terminal?
Tag 9F70 (Card Interface and Payment Capabilities) is provided by the Card (ICC).
How do I decode the bits of EMV tag 9F70?
Paste the 2-byte hex value into the interactive decoder on this page; it lights up each set bit with its meaning, entirely in your browser.

Sources

  • C-4-Kernel-4-v2.11-1, p. 45

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