9F65

Track 2 Bit Map for CVC3 Check — PCVC3(Track2)

Track 2 Bit Map for CVC3 Check, commonly abbreviated PCVC3(Track2), is the track 2 equivalent of the position-mask role that PUNATC(Track1) (9F63) plays for track 1: it tells the terminal and host exactly which digit positions in track 2's discretionary data carry the dynamic CVC3 value covered elsewhere in this dictionary (9F61), rather than static, unchanging digits. It's related to 9F62 (the equivalent position mask concept applied elsewhere in the same flow) and to NATC(Track2) (9F67), which specifies how many ATC digits share that same discretionary-data space. This is a Mastercard PayPass (Kernel 2 mag-stripe mode) tag specifically - it exists because PayPass's mag-stripe-compatible contactless mode has to tell a legacy-style host parser precisely where its dynamic protection lives within an otherwise ordinary-looking track 2, since nothing about a standard ISO/IEC 7813 track format itself signals which digits are dynamic and which aren't. See EMV Contactless Book C-2.

Interactive decoder

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Binary (2): 0A1B

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Decoded example

Example value: 0A1B

Related tags

Properties

Tag9F65
NameTrack 2 Bit Map for CVC3 Check — PCVC3(Track2)
FormatBinary
Length2 bytes
SourceCard (ICC)
Templates70
BooksEMV Contactless Book C-2

Frequently asked questions

What is EMV tag 9F65?
Track 2 Bit Map for CVC3 Check, commonly abbreviated PCVC3(Track2), is the track 2 equivalent of the position-mask role that PUNATC(Track1) (9F63) plays for track 1: it tells the terminal and host exactly which digit positions in track 2's discretionary data carry the dynamic CVC3 value covered elsewhere in this dictionary (9F61), rather than static, unchanging digits. It's related to 9F62 (the equivalent position mask concept applied elsewhere in the same flow) and to NATC(Track2) (9F67), which specifies how many ATC digits share that same discretionary-data space. This is a Mastercard PayPass (Kernel 2 mag-stripe mode) tag specifically - it exists because PayPass's mag-stripe-compatible contactless mode has to tell a legacy-style host parser precisely where its dynamic protection lives within an otherwise ordinary-looking track 2, since nothing about a standard ISO/IEC 7813 track format itself signals which digits are dynamic and which aren't. See EMV Contactless Book C-2.
What format and length does EMV tag 9F65 use?
Tag 9F65 uses the Binary format and is normally 2 bytes long.
Is tag 9F65 provided by the card or the terminal?
Tag 9F65 (Track 2 Bit Map for CVC3 Check — PCVC3(Track2)) is provided by the Card (ICC).

Sources

  • C-2-Kernel-2-V2.11-Final-June-2023, p. 403

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